🏡 First-Time Buyer Guide: What You MUST Know Before You Start House Hunting

Hi, I’m John Meier with Westplex Real Estate, and if you’re thinking about buying your first home congratulations!
This is one of the biggest and most exciting decisions you’ll ever make.

But before you start touring homes or scrolling through listings, there are a few things you absolutely need to know to avoid stress, surprises, and costly mistakes.

Let’s break this down in a simple way that regular people can understand no confusing real estate jargon.

1. Know Your Real Budget (Not Just Your Price Range)

Most first-time buyers focus on the price of the home.
But what really matters is your monthly payment.

That includes:

• Mortgage payment

• Taxes

• Insurance

• HOA fees (if any)

• Utilities and maintenance

Here’s the truth:
👉 A $350,000 home can feel cheaper than a $300,000 one depending on interest rates and property taxes.

This is why getting your budget right before touring homes is a game changer.

2. Get Pre-Approved Before You Look at Any Homes

Pre-approval isn’t optional anymore.
It’s a must.

A pre-approval:

• Shows sellers you’re serious

• Tells you exactly what you can afford

• Prevents disappointment later

• Helps you move quickly when you find “the one”

I always connect my buyers with trusted local lenders who give honest numbers no surprises.

3. Choose the Right Location, Not Just the Right House

Here’s something most first-time buyers don’t realize:

👉 You can change a house…
👉 But you can’t change the neighborhood.

Before committing, think about:

• Commute time

• School districts

• Safety

• Future development

• Amenities nearby

• Noise levels

• Walkability

A home you love in the wrong area will never feel right.

4. Don’t Skip the Home Inspection

Even if the home looks perfect get it inspected.

A good inspection can save you thousands by uncovering issues like:

• Roof problems

• Foundation cracks

• Outdated electrical systems

• Plumbing issues

• Hidden water damage

A $500 inspection can prevent a $10,000 mistake.

5. Ask Questions. LOTS of Questions.

You don’t have to know everything that’s my job.
But you do need to feel comfortable asking questions like:

• “Why is this house priced this way?”

• “How long has it been on the market?”

• “What repairs might I need in the next 3–5 years?”

• “Is this a good resale area?”

Great buyers ask great questions and great agents give straight answers.

6. Don’t Try to Time the Market Time Your Life Instead

First-time buyers often get stuck waiting for the “perfect” moment.

But here’s the truth:
👉 Rates go up and down.
👉 Prices rise and fall.
👉 Life keeps moving.

If you’re financially ready and the home fits your needs, don’t let fear stop you.

The Bottom Line

Buying your first home doesn’t have to be overwhelming not when you have the right plan and the right guidance.

And that’s what I’m here for.

If you’re ready to take the first step, I’d love to walk you through the process, answer your questions, and help you find a home you’ll love for years to come.

📞 Call me at (636) 242-5365
✉️ Email: [email protected]
🌐 Visit: johnmeiersells.com

Let’s make your first home purchase a smart and confident one.
Make it a great day!

John Meier
Westplex Real Estate