Is 2026 a Good Year to Buy a Home? What Most People Get Wrong

Is 2026 a Good Year to Buy a Home? What Most People Get Wrong

January 12, 20262 min read

I’m John Meier, and one of the most common questions I hear is:
“Should I buy a home now, or wait for a better market?”

The truth is, many people are waiting for the perfect time and that’s often the biggest mistake.

Let me explain what’s really happening in today’s housing market in simple terms.

The Market Isn’t Slow . It’s Strategic

Despite what headlines may say, the housing market hasn’t stopped. It has simply shifted.

Here’s what matters most right now:

  • Low housing inventory: There still aren’t enough homes for sale.

  • Steady buyer demand: People continue to buy for jobs, family, and lifestyle changes.

  • Interest rates move prices don’t always follow: Rates fluctuate, but home prices don’t automatically drop.

This means waiting doesn’t always equal savings.

The Biggest Mistake Buyers Are Making

Many buyers are trying to time the market. They’re hoping rates will fall and prices will come down at the same time.

Here’s the reality:

  • Interest rates can be refinanced

  • Purchase price cannot

I’ve seen buyers wait too long, only to end up paying more later or losing buying power altogether.

So, Is 2026 a Good Time to Buy?

For many people, the answer is yes, especially if:

  • You plan to stay in the home for several years

  • You’re tired of paying rent

  • You have stable income and realistic expectations

There is no “perfect” market only the right plan for your situation.

My Advice as a Real Estate Professional

My job isn’t to push anyone into buying or selling.
My role is to help you understand:

  • What you can afford comfortably

  • What opportunities exist right now

  • Whether buying makes sense for you

Every buyer’s situation is different, and your strategy should reflect that.

Let’s Talk About Your Options

If you’re thinking about buying or selling in 2026 and want clear, honest guidance, I’m here to help.

📞 Call John Meier at (636) 242-5365
✉️ Email:[email protected]
🌐 Visit: johnmeiersells.com

Let’s build a smart plan so you can move forward with confidence.

John Meier is a trusted real estate professional serving Warrenton, Wright City, and the greater Warren County area. With a deep understanding of local market trends and a commitment to helping clients achieve their homeownership goals, John provides expert guidance and honest advice for buyers and sellers alike.

John Meier

John Meier is a trusted real estate professional serving Warrenton, Wright City, and the greater Warren County area. With a deep understanding of local market trends and a commitment to helping clients achieve their homeownership goals, John provides expert guidance and honest advice for buyers and sellers alike.

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